FMS_logo_footer

Want to Reach 750+ Credit Score?

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Personal Loan Interest Rate for CIBIL Score 625 (2026 Update)

🏥
🎓
✈️
💍
⚡

Personal Loan Interest Calculator

--
₹
Approval Chance --
Estimated Personal Loan
₹0
EMI: ₹0 @ 10.5%
Check Score & Apply

Smart Advice:

Stop! Do not apply for a standard Personal Loan.

With a score of 625, most banks will reject you immediately. Each rejection hurts your score further.

  • The 'Gold Loan' Hack: Consider a Gold Loan instead. Interest rates are lower (9-10%), and they don't check CIBIL. It also builds your score.
  • Check for Errors: Is your score low because of a mistake? Check your report for 'Settled' accounts or identity theft errors using FixMyScore.
  • Small Ticket Loans: Try 'Buy Now Pay Later' or small loan apps (Cred/KreditBee) to build trust before applying for big amounts.

Compare Rates for Other CIBIL Scores

Check Rate for
820
10.50% - 11.99%
→
Check Rate for
735
11.50% - 14.00%
→
Check Rate for
755
10.50% - 11.99%
→
Check Rate for
615
24.00%+ (Fintech/Apps Only)
→
Check Rate for
830
10.50% - 11.99%
→
Check Rate for
705
11.50% - 14.00%
→
Check Rate for
790
10.50% - 11.99%
→
Check Rate for
865
10.50% - 11.99%
→
Check Rate for
810
10.50% - 11.99%
→
Check Rate for
675
14.00% - 22.00%
→
Check Rate for
885
10.50% - 11.99%
→
Check Rate for
720
11.50% - 14.00%
→
Check Rate for
730
11.50% - 14.00%
→
Check Rate for
840
10.50% - 11.99%
→
Check Rate for
750
10.50% - 11.99%
→
Check Rate for
895
10.50% - 11.99%
→
Check Rate for
870
10.50% - 11.99%
→
Check Rate for
625
24.00%+ (Fintech/Apps Only)
→

Subscribe and Let AI Fix Your Credit Score to 750+

Whether you're building credit for the first time, recovering from loan rejections, or simply looking to unlock better financial opportunities, FixMyScore, powered by AI, is here to guide you every step of the way.

cta-img