What is the Personal Loan interest rate for a 810 score?

For a CIBIL score of 810, the interest rate typically ranges from 10.50% - 11.99%. Your approval chance is currently Excellent (Instant Approval).

Can I get a loan with a 810CIBIL score?

Yes, lenders evaluate scores of 810 differently. While some banks prefer 750+, Fintech apps and NBFCs often cater to this specific range with customized interest rates.

Smart Advice:

Congratulations! You are in the 'Power Driver' seat.

With a CIBIL score of 810, banks will compete for your business. Do not settle for the first offer you see.

Negotiate the Rate: You can likely get rates as low as 10.50% from HDFC, ICICI, or SBI. Ask them to match competitors.
Waive Processing Fees: Use your high score to demand a 100% waiver on processing fees (usually 1-2%).
Pre-Approved Offers: Check your netbanking first. You likely have a pre-approved loan that requires zero documentation and disburses in 10 seconds.

Compare Rates for Other CIBIL Scores

24.00%+ (Fintech/Apps Only)

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Check Rate for

605

24.00%+ (Fintech/Apps Only)

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Personal Loan Interest Rate for CIBIL Score 810 (2026 Update)

Personal Loan Interest Calculator

Smart Advice:

Congratulations! You are in the 'Power Driver' seat.

Compare Rates for Other CIBIL Scores

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