₹1.1 Lakh

Home Loan Eligibility for ₹1.1 Lakh Salary (2026 Calculator)

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Home Loan Eligibility

750
20 Years
Eligible Loan Amount
₹0
Est. EMI: ₹0 @ 8.6%
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Smart Advice

Earning ₹1.1 Lakh gives you access to 'High Net Worth' banking teams. Instead of a standard term, look for 'Maxgain' or 'Overdraft' style home loans. These products allow you to park your surplus savings in the loan account to save interest, while keeping the money liquid. Given your high eligibility of 66.0 Lakhs, consider splitting the loan across two properties for better tax efficiency if you plan to rent one out.

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