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Want to Reach 750+ Credit Score?

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Personal Loan Interest Rate for CIBIL Score 700 (2026 Update)

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Personal Loan Interest Calculator

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₹
Approval Chance --
Estimated Personal Loan
₹0
EMI: ₹0 @ 10.5%
Check Score & Apply

Smart Advice:

Your score of 700 is 'Good' but not 'Premium' yet.

Most private banks will approve your loan, but they might quote a slightly higher rate (12-14%).

  • Avoid Multiple Applications: Do not apply to 4-5 banks at once. Each rejection will drop your score by ~20 points.
  • Salary Account Leverage: Your best bet is the bank where your salary is credited. They have your cash flow history and will offer better terms than outsiders.
  • Improvement Tip: If you can wait 2 months, lower your credit card utilization below 30% to push your score to 750+.

Compare Rates for Other CIBIL Scores

Check Rate for
715
11.50% - 14.00%
→
Check Rate for
885
10.50% - 11.99%
→
Check Rate for
750
10.50% - 11.99%
→
Check Rate for
675
14.00% - 22.00%
→
Check Rate for
770
10.50% - 11.99%
→
Check Rate for
835
10.50% - 11.99%
→
Check Rate for
780
10.50% - 11.99%
→
Check Rate for
875
10.50% - 11.99%
→
Check Rate for
740
11.50% - 14.00%
→
Check Rate for
845
10.50% - 11.99%
→
Check Rate for
815
10.50% - 11.99%
→
Check Rate for
775
10.50% - 11.99%
→
Check Rate for
640
24.00%+ (Fintech/Apps Only)
→
Check Rate for
690
14.00% - 22.00%
→
Check Rate for
850
10.50% - 11.99%
→
Check Rate for
800
10.50% - 11.99%
→
Check Rate for
645
24.00%+ (Fintech/Apps Only)
→
Check Rate for
880
10.50% - 11.99%
→

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