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Personal Loan Interest Rate for CIBIL Score 805 (2026 Update)

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Personal Loan Interest Calculator

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Approval Chance --
Estimated Personal Loan
₹0
EMI: ₹0 @ 10.5%
Check Score & Apply

Smart Advice:

Congratulations! You are in the 'Power Driver' seat.

With a CIBIL score of 805, banks will compete for your business. Do not settle for the first offer you see.

  • Negotiate the Rate: You can likely get rates as low as 10.50% from HDFC, ICICI, or SBI. Ask them to match competitors.
  • Waive Processing Fees: Use your high score to demand a 100% waiver on processing fees (usually 1-2%).
  • Pre-Approved Offers: Check your netbanking first. You likely have a pre-approved loan that requires zero documentation and disburses in 10 seconds.

Compare Rates for Other CIBIL Scores

Check Rate for
900
10.50% - 11.99%
→
Check Rate for
840
10.50% - 11.99%
→
Check Rate for
845
10.50% - 11.99%
→
Check Rate for
730
11.50% - 14.00%
→
Check Rate for
700
11.50% - 14.00%
→
Check Rate for
800
10.50% - 11.99%
→
Check Rate for
670
14.00% - 22.00%
→
Check Rate for
815
10.50% - 11.99%
→
Check Rate for
870
10.50% - 11.99%
→
Check Rate for
715
11.50% - 14.00%
→
Check Rate for
760
10.50% - 11.99%
→
Check Rate for
825
10.50% - 11.99%
→
Check Rate for
785
10.50% - 11.99%
→
Check Rate for
690
14.00% - 22.00%
→
Check Rate for
675
14.00% - 22.00%
→
Check Rate for
605
24.00%+ (Fintech/Apps Only)
→
Check Rate for
790
10.50% - 11.99%
→
Check Rate for
895
10.50% - 11.99%
→

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